How Disruptive Will The Block Chain Really Be For Financial Institutions? (CCN. LA)

Start-ups Are Shaking Up the World of Financial Technology (Institutional Investor)

‘Technology Has Severed the Lock’: Disruptive Finance Set to Boom

Disruptive Innovation in Banking (The Financial Brand)

How Disruptive Are Disruptive Financial Innovations Really? (Forbes)

Why ‘Disruptive Finance’ Has Found Its Home in London (Venture Beat)

Financial System Impact of Disruptive Innovation (New Economics)

Why the Financial Technology Revolution is Only Just Getting Started (Forbes)

50 Disruptive European Finance Companies (SOGETIlabs)

Financial Technology (Fintech) As a Major Disruptive Force in Banking: TR 2015 Presentation (Financial.com)

How Technology Will Disrupt the Financial Sector in the Future (YourStory)

Banks Should Be Afraid, the Disruption of Financial Services Has Only Just Begun (Telegraph)

Man vs. Machine: How Automation Will (and Won’t) Disrupt Investing (Nerd Wallet)

The 50 Best Fintech Innovators (Fintechinnovators)

7 Robo Advisors That Make Investing Effortless (Forbes)

Rise of the ‘Robos’ is a Win-win for Investors, Advisors (CNBC)

Can Robo-Advisors Survive A Bear Market? (Forbes)

Rumors Of Robo Advisors’ Deaths Are Greatly Exaggerated (Techcrunch)

Should You Use an Automated Investment Service? (Pragmatic Capitalism)

What Exactly Are Robo-Advisors, Why Did They Steal the 2014 Show and What Will a 2015 Repeat Take? (Riabiz)

Vonnegut: Financial Advice’s Digital Disruption (WSJ)

Robo-Advisers Now Manage 21% More Money Than They Did 5 Months Ago (Business Insider)

Disruptive Technology: Investment Management (Market Tamer)

Investing Trends: Here Come the Robo-Advisors! (NGPF)

Robo-Advice: The Great Financial Disruption is Coming (LinkedIn)

Disruption Arrives for Investment Managers (Financial Times)

Robo-Advisors Vs. Financial Advisors: Which Is Better For Your Money? (Business Insider)

Robo-Advisor 2.0: A Brave New Financial Services Industry (Forbes)

Invasion of the Robo-Advisors: Don’t Be Afraid (CNBC)

Robo-Advisors: Real Change or Overhyped Trend? (Forbes)

Robo-Advisors: The Next Big Thing in Investing (CNN)

Funds Run By Robots Now Account For $400 Billion (Bloomberg)

Robo-Advisors Have a Cloudy Future But ‘Virtual Advice’ Will Win the Day (Riabiz)

Salesforce Seeks to Disrupt Adviser-Facing CRM Market With Launch of Wealth Management Portal (InvestmentNews)

Blackrock to Acquire Robo-Advisor (FA-Mag)

Robo Advisors Continue Growing AUM Despite Increased Competition (WealthManagement.com)

Can Robo-Advisors Help in a Volatile Stock Market? (Live Mint)

Robo-Advisors Will Need Humans – Yes, Humans – to Grow Business (ThinkAdvisor)

How to Choose a Robo-Advisor If You’re New to Investing (Huffington Post)

Are Robo-Advisors Stealing Wealth Managers’ Clients? (TheBanker)

Things Clients Want From Advisors That Robots Can’t (ThinkAdvisor)

Why Financial Advisors are Adopting Technology to Meet Clients’ Needs (MainST)

Four Questions Before Investing With a Robo Adviser (NashuaTelegraph)

Disruptive Forces in Industrial Real Estate (Firstam)

Commercial Real Estate, Evolution and the Reality of Disruption (The Tenant Advisor)

Disruptive Innovation Hits Corporate Real Estate (dIAmeter)

Conference Finds Disruptive Innovation Critical to Real Estate Industry (Harvard)

Disrupting Real Estate (SingularityHUB)

Digital Disruption in Commercial Real Estate: Catalyst for Growth? (Deloitte)

United Real Estate’s Disruptive Real Estate Model Enters Missouri Market (United Real Estate)

Who Faces Disruption in The Real Estate Industry? (inman)

How to Gauge Real Estate Industry Disruption (inman)

Why Commercial Real Estate is Ripe For Disruption in 2015 (Forbes)

How An Online Property Site is Disrupting The Real Estate Industry (Forbes)

Tech Companies Make Home-Buying and Selling More Streamlined (PEMCO Limited)

Real (Successful) Disruption Event (The Real Reporter)

Who Will Step Up and Disrupt the Real Estate Industry? (Entrepreneur)

4 Tech Troubles Brokers and Agents Need to Fix Right Now (Housingwire)

Retail Investors at Risk as Big Business Enters P2P Lending (Financial Times)

Institutions Bank On Peer-to-Peer Lending, but For How Long? (Institutional Investor)

Directing the Disruptive: Institutional Investors and The Secondary Market in Peer-to-Peer Loans (Capco)

The Disappearance of Peer-To-Peer Lending (Forbes)

Peer-to-Peer Lendng Grows as a Disruptive Force in Finance (Nasdaq)

China Online Peer-to-Peer Lending Promises 9% Return (Bloomberg)

FICO Supports Growth of Micro-Lending in China with SaaS-based Credit Decisioning Platform (Fico)

P2P Lending Stocks Offer Rewards … and Risks (CNBC)

Microcredit for Americans (New York Times)

Microfinance Growing in Attraction to Private-Equity (Wall Street Journal)

Sequoia-Backed SKS Jumps on Microfinance Rule: Mumbai Mover (Bloomberg)

Lending Club Can be a Better Bank Than the Banks (Bloomberg)

Ex-Pimco Boss El-Erian Invests in P2P Lender Payoff (Finextra)

Barclays Helps Startup Structure First Rated P2P Bond (Bloomberg)

For Peer Lending, a Change in Financing (Wall Street Journal)

Marshall Wace to IPO Peer-to-Peer Lending Fund (Wall Street Journal)

Consumers Find Investors Eager to Make ‘Peer-to-Peer’ Loans (Wall Street Journal)

Old Guard of Banking Sets Out to Disrupt It (Wall Street Journal)

China Warns of Rising Risks From ‘P2P’ Lending (Wall Street Journal)

Credit-Scoring, Consumer Lending Disruptors Gain Ground (Fiercebigdata)

Lender Charging 390% Uses Data to Screen Out Deadbeats (Harnessing Big Data)

Fintech 40: On Big Data, Mobile Tech, P2P and More (Efinancialnews)

Lenders Disrupt U.K. Finance Funding Borrowers Banks Snub (Bloomberg)

Credit China: Plans to Acquire P2P and Internet (Bloomberg)

Will P2P Financing Succeed Where Microfinance Has Failed? (Techtrends)

Can Peer to Peer Lending Reinvent Banking? (Morgan Stanley)

Is Mogo the Uber of Finance? (CNBC)

Loans to Fund Business Top P2P Borrowing (Economic Times)

P2P Payments App Xendit Launches in Indonesia (Tech Crunch)

Alternative Credit Scoring Helps Widen Pool of Eligible Borrowers (AutoFinance)

Personal Finance Q&A: Will An Installment Loan Help Credit Score? (LaTimes)

3 Things to Ask Yourself Before You Accept an Alternative Loan (Inc.)

The Six-Minute Loan: How Kabbage is Upending Small Business Lending – And Building A Very Big Business (Forbes)

Battle of the Banks: How Big Banks Compare to Alternative Lenders (Inc.)

Beware of Sharks: New Rules of Fast Cash (Inc.)

The Math Behind Fundastic’s Kabbage Loan Calculator (Fundastic)

A Broader View Provides a Better Prediction of Creditworthiness (AutoFinance)

How Visa Chief is Fighting Back as Transactions Go Digital (Bloomberg)

You’ll Be Able to Use Contactless Payments Anywhere From 2020 (Techradar)

Android Pay Unveiled: This is the New Google Wallet (Techradar)

Apple Pay Trounces PayPal and Google Wallet in Customer Satisfaction (BGR)

Apple Pay is Steadily Making Gains on PayPal (The Street)

Paypal is About to Help Apple Pay Take Over (Techradar)

The Real Reason PayPal Isn’t an Apple Pay Preferred Partner (Bank Innovation)

Inroads Made by Apple Pay Propel ‘Mobile Wallet’ Idea (WSJ)

Apple Pay Starts To Take Off, Leaving Competition in the Dust (Forbes)

Apple Pay Faces Obstacles For Adoption In China (CNET)

Cash Is For Losers (Business week)

There Is No Chance Apple Pay Will Disrupt The Payments Ecosystem (SeekingAlpha)

Apple Isn’t Disrupting Credit Card Companies, It’s Giving Them A Huge Gift (Business Insider)

What Startups or Technology Will Disrupt Visa, Mastercard, American Express and Discover? (Quora)

TD Bank to Soft Launch Apple Pay on December 16, Full Launch Coming Mid-January (MacRumors)

ShopKeep Updates iPad App with Apple Pay Support (MacRumors)

Finding the Best Big Data Talent Through Crowdsourcing (SmartDataCollective)

Should You Crowdsource Your Logo Design? (Small Business Trends)

6 Reasons Why Crowdsourcing is Riskier Than You Think (Orlando Business Journal)

How Crowdsourcing is Making Consumers Part of Brand Story (Financial Express)

ProPublica’s Amanda Zamora: Five Questions to Ask When Crowdsourcing an Investigation (ijnet)

3 Ways Crowdsourcing Is Revolutionizing Supply Chain Management (21st Century Supply Chain Blog)

Exclusive: Estimize CEO Leigh Drogen On What’s Next For The Financial Crowdsourcing Platform (Yahoo Finance)

Crowdsourcing America’s Cybersecurity Is An Idea So Crazy It might Just Work (The Washington Post)

30-Day Blog Challenge Tip #28: Crowdsource Content Ideas (HubspotBlogs)

Can You Crowdsource a Big Idea? (HBR)

Blogmutt, A Crowdsourcing Platform, Makes An Equity Offer to Its Bloggers For Hire (Techcrunch)

A Guide to Data Mining With Hadoop (Information Age)

How Traders Are Using Text and Data Mining to Beat the Market (The Street)

Data Mining: What Financial Services Firms Need To Know (Law360)

Grabbing Value from Big Data: Mining for Diamonds in Financial Services (Capgemini)

Data Mining Gives Fund Managers the Edge in Trend Spotting (Financial Times)

Data Mining in the Financial Services Industry (Youtube)

Bloomberg Deepens Ties with Twitter to Issue More Data (USA Today)

The $10 Hedge Fund Supercomputer That’s Sweeping Wall Street (Bloomberg)

Big Data Analytics – A Disruptive Technology (Simplified Analytics)

How to Realize the Promise of Disruptive Big Data Platforms (KPMG)

Big Data Disruption in the Insurance Industry (Revolutions)

Impacts of Big Data in the Chinese Financial Industry (National Academy of Engineering)

Big Data: The Next Leading Edge in the Financial Industry (AT Kearney)

Big Data Analytics : the Hottest Disruptive Technology in Mining Right Now? (Mining iQ)

Benefiting From the Disruption in Data Mining Software (CFO)

CIO Says Blockchain ‘will heavily impact’ Financial Services (CIO)

Professors Stake Out Territory for Bitcoin (Financial Times)

Winklevoss Twins Aim to Take Bitcoin Mainstream (New York Times)

Winklevoss Interview: Bitcoin Payment System Worth $400 Billion (Investopedia)

Bitstamp Exchange Hacked, $5M Worth of Bitcoin Stolen (Zdnet)

Microsoft Accepts Bitcoin Payment (Gizmag)

Time Inc. Partners with Coinbase to Accept Bitcoin (Coinbase)

Sooner Than You Think – Bitcoin as a Disruptive Financial Services Technology (WSTA)

The Disruptive Potential of Bitcoin: Why Everyone in Financial Services Should Care (Celent)

Bitcoin’s Potential for Disruptive Innovation (Cryptocoins)

Bitcoin: Going From Deceptive to Disruptive (Forbes)

Using Disruptive Technology for Financial Inclusion (NGenuity)

Cryptocurrency – The Next Wave of Disruption or Storm In a Teacup? (PWC)

BNP Paribas Research Reveals 5 Potential Disruptive Impacts of Cryptocurrencies (Cointelegraph)

The Age of Cryptocurrency (The Washington Post)

Microsoft to Allow Bitcoin Payments for Games, Apps, Other Content (Wall Street Journal)

Bitcoin Bears Say Told You So (Bloomberg)

Using Cryptocurrency to Fight Crime (Yahoo)

Cryptocurrency to Cryptocurrency Exchange Shapeshift Releases App for iOS (CCN)

Cryptocurrency Round-Up: Bitcoin-Mining Lightbulbs and New UK Regulation Praised (IBTImes)

Reveal Launches, Pays Early Adopters in Cryptocurrency (Forbes)

Winklevoss Brothers File Trust Application for Gemini Exchange (Coindesk)

Beyond Bitcoin: How the Blockchain Could Disrupt Our Financial System (Forbes)

Halal Micro-Financing for Muslims Using Bitcoin (Tribune)

Inside the Fight Over Bitcoin’s Future (New Yorker)

How Bitcoin Became a Victim of Its Own Success (International Business Times)

Stanford University Offers Bitcoin Course to Students (InsideBitcoins)

Greece is Planning to Install 1000 Bitcoin ATMs (Business Insider)

Interpol Trains Police Officers to Use Cryptocurrency and the Darknet (Coin Telegraph)

Bitcoin XT May End Up Splitting the Cryptocurrency Community (Payment Week)

Cryptocurrency Program to Be Tested in a Greek Island (NewsBTC)

US Government Funds $3 Million Cryptocurrency Research Inititative (CoinDesk)

What is Crowdfunding and How Does It Work? (This is Money)

The Problems and Promises of Crowdfunding (Forbes)

Crowdfunding is Opening Investment Doors (WSJ)

Crowdfunding: A Disruptive Technology for Commercial Banks? (BBVA)

The Disruptive Power of Equity Crowdfunding (Forbes)

Will These 5 Models of Crowdfunding Replace Angel and VC Investors? (Entrepreneur)

Real Estate Crowdfunding: Are IPOs The Next Step? (Benzinga)

Singapore Proposes Rules For Securities-Based Crowdfunding (Out-Law)

Real Estate Crowdfunding Firm Seeks Lending Revolution (Bloomberg)

Boost Your Crowdfunding Campaign With These 10 Tips (Yahoo Finance)

Crowdfunding Must Meet Certain SEC Requirements (BizJournals)

Crowdfunding for Dummies (Forbes)

Crowdfunding Ain’t the Bank (Techcrunch)

BrewDog is Planning Another ‘Punk’ Crowdfunding Campaign to Expand to the US (Business Insider)

Trends Show Crowdfunding to Surpass VC in 2016 (Forbes)

Update: Crowdfunding in Indonesia (CrowdfundInsider)

Crowdfunding Provides Way in for Property Investors (AFR)

The Secret of Crowdfunding Success? Numbers, Background and Social Media (Forbes)

Fig Lets You Crowdfund Computer Games for Profit, Not Just Fun (Tech Crunch)

Equity Crowdfunding by Unaccredited Investors is Legal in Exactly One Place in N. America (VentureBeat)

Online Broker Deziro to Offer Stock Trading Paid For by Ads (USA Today)

Robinhood Free Trading App Arrives to Android Users After $1B in Trades (Finance Magnetics)

How Robinhood Makes Money (Investopedia)

Pardon the Disruption: Online Advice a Growing Threat (InvestmentNews)

Applying Disruptive Innovation to Serve Non-Consumers of Wealth Management Advice (Deloitte University Press)

Drew Clark: Is Utah Friendly to Disruptive Innovation? Zenefits Poses a Test (Deseret News)

The Rise of Ultracheap Financial Advisers (Wall Street Journal)

Robinhood Launches Zero-Fee Stock Trading App (Techcrunch)

Forget $10 Trades, Meet Robinhood: New Brokerage Targets Millennials With Little Cash (Forbes)

PDF Office, Robinhood and Other New Apps You Might Have Missed This Week (Cult of Mac)